Toronto’s Real Estate Market – The Sky is Not Falling!

I am sure you are just as tired as I am about hearing how terrible the current state of the real estate market is in Toronto, but is it really that bad?

No, the sky is not falling but there is no doubt that the Toronto real estate market has been affected by the US economic slowdown and because of this consumer confidence has also been affected … and some realtors have had to look for a "real job. "

The economic downturn in the states has no doubt had an impact on our economy. We are seeing fewer transactions occurring, (4,120 resale transactions in Feb '09 compared to 6,015 in Feb '08 according to TREB). Along with a reduction in the number of transactions that have occurred, average prices have also come down in comparison to the same time last year. According to TREB, in central Toronto the average price has gone from $ 404,202 (Jan, 2008) to $ 343,632 (Jan, 2009). Homes are also sitting on the market on average longer than the same time last year but what did we really expect? Did we really think last years wacky market of multiple offers and inflated prices would survive another year?

What does this real estate market mean to a Buyer or Seller in Toronto?

This is great news for buyers! This market is a blessing for first time buyers or those wanting home ownership but just could not afford it in the past. The declining average prices and the unbelievably low interest rates are a great combination! It's a Buyers market, so Buyers take advantage of this opportunity … it's a great time to buy! For sellers this type of market means pricing right and putting in extra effort to make sure your property shows at its potential. In the peak of the market, properties could sell the day they were put up for sale, now properties sit for longer but will still sell if priced right.

As we know, the real estate market is seasonal. As the spring market approaches all ready there is more activity in the city core than in the previous month. Just last week I was apart of two multiple offer situations in North York. Generally speaking the Toronto Real estate market tends to pick up in late spring and then begins its descend in July. The Canadian Mortgage and Housing Commission is forecasting that Toronto will see its 6th or 7th best year in history. They are hiring for 75,000 sales in 2009. The next few months will be a great indicator of the state of the Toronto Real estate market. I guess we'll just have to wait and see.

Honeymoon Vacation Packages

Newlywed couples derive immense thrill from honeymoons in exotic destinations. Honeymoon vacations give them an opportunity to spend intimate time together far from the world of anxieties and worries. Hotels and resorts in renowned and much-sought-after honeymoon destinations offer special honeymoon vacation packages to their prospective clients. The packages ensure a hassle-free time of comfort and leisure for honeymoon couples who do not have to take pains to arrange for different services, since they are generally included in honeymoon vacation packages.

A typical honeymoon vacation package in the enchanting island of Hawaii begins at $510 per night for a honeymoon couple. This exclusive package includes a premium ocean-view room, convertible rental car, a chilled bottle of champagne upon arrival, a daily breakfast buffet for two, and dinner for two one time during your stay ($100 value)

If couples are contemplating a honeymoon vacation in San Francisco, rates start at $245/night for a club level room, and from $315/night for a club level suite, and include a club level room or suite, champagne upon arrival, complimentary continental breakfast buffet in club level lounge, handmade chocolates at turndown, and special bath amenities.

Las Vegas is one of the favorite destinations for honeymoon vacationers, and most of the renowned hotels and resorts in Las Vegas promote premium and economical honeymoon packages.

Las Vegas hotels offer a great deal more than just betting activities to couples spending their honeymoon holidays in the enchanting tourist locale. Most of the resorts are known for their characteristic appeal and elegant swimming pools, shopping, health spas, nightclubs, restaurants, and other amusements.

Hydroponic Gardening – Managing Pests & Diseases

As with soil-based gardens, hydroponic plants require good pest and disease maintenance controls. Failure to do so creates the same results as with 'ordinary' gardens ie spindly or dead plants. Since the majority of hydroponic plants are fruits and vegetables, that means the plants are not worth eating.

However, managing the hydroponic garden is even trickier, since disease and pests have it much easier in this setting. Plants are continuously kept wet, either immersed in water ('true' hydroponics) or continuously sprayed (aeroponics) or in a permanently wet medium such as perlite or sand. Fortunately, as with soil-based gardens, there is an extensive array of available methods to manage the problem.

Using beneficial life forms is one popular way to control unwanted pests, including certain types of bacteria and fungi. These can help to control spider mites and other invaders by crowding them out, eating them or releasing compounds toxic to the pest. They're known as beneficial organizations because they do all that without damaging the plants themselves.

Different types of pesticides are available, too.

Pesticidal soaps have been in use for centuries and still provide effective and non-toxic ways to keep the pests down. One category called botanicals are compounds released by plants themselves that have been combined into an easy-to-use pest control method. Botanicals break down naturally from exposure to air and water and are brilliant because they leave no harmful chemicals behind.

Neem oil can control over 400 different types of pest that typically invade gardens, including hydroponic ones. A simple spray to the leaves can often eliminate common pests. The bugs absorb the oil, which limits their ability to reproduce, leading to a lower population.

For more serious infestations, many commercial pesticides continue to work well.

White flies, aphids, mites and other pests can be a problem in hydroponic settings, just as in soil-based gardens. Powdery mildew is common. In fact, because of the continuous moisture bugs and pests have a 'friendly' environment. Making it 'unfriendly' is straightforward enough, using fungi and organicides. Sulfur-based compounds can help control white flies, mealy bugs, thrips and more.

Pyrethrum continues to be a safe and effective means of control. Although it sounds man made it is actually derived from flowers. This class of natural compounds released by plants are extracted and used in many commercial insecticides. Dosage is low, so the compound is very safe when used correctly (always read the label). Azatrol is a broad spectrum insecticide that provides another easy control method over most common pests.

Hydroponic gardeners have to exercise additional care when using any disease or pest control method, though. Since no soil is present to hold on to the roots, it's easier to damage a plant when manipulating the leaves and stems. That means that if you pick off mites by hand – an effective method for low-number infestations – it's important to exercise extra care.

Since moisture is present, mildew and other fungi are more common in hydroponic gardens. Keeping leaves dry and just the roots wet will help. Any insecticide sprayed on to your plants or vegetable should be allowed to dry under the grow lights. For aeroponically grown plants, for example, that may require a temporary relocation of the indoor garden.

Will a Domain Search Lead to Someone Else Stealing My Domain Name?

Over the years I have come across a few people who believe that if they search for domain names using any of the domain registrars on the internet there are people ready to steal their domain name ideas. This thinking believes that if you are going to search for a domain name for your new venture, you better be ready to register that domain name on the spot or risk having someone else see that you looked up the domain name and register it ahead of you…

So is this possible?

The short answer is no. Unfortunately though, it isn’t necessarily so simple. There are ways that someone could use to see what you are doing online and take action based on what you did. These methods would require at least one of three things. Either a keylogger that can track everything you type into your computer (usually delivered via a virus or spyware), a page that has been hacked to capture your details or a phishing scam where someone creates a web page that looks like a legitimate domain registrar but is in fact a cleverly devised page to capture your domain name ideas.

How likely are any of these options? The best protection from a keylogger is to have a recently updated anti-virus program. Hacked websites are a little harder to be able to detect. It is also much more rare. While it is possible for you to land on a domain registrars website that has been hacked, it is unlikely. A close cousin to a hacked website is running into a well designed phishing scam. I am not aware of any phishing scam centered around the registration of domain names. This doesn’t mean it can’t happen, but I’m not aware of any such scams.

So how can you protect yourself for scam artists?

Visit sites that you can trust. Look for websites that don’t look like they have been thrown together by a child. Make sure you are protecting your computer with a good anti-virus program. Don’t click on links found in emails to go to a website, instead, type in the web address directly to reduce the chance of being fooled.

I counsel you to do your domain name brainstorming searches in peace. Know that stealing domain names is uncommon. If a domain you have identified as available gets registered between the time you do an availability search and the time you try to register it, it very well may be chalked up to the fact that there are hundreds of thousands of people registering domains worldwide at any given time. If the domain name you looked at was an especially good one, chances are someone else would think so too.